Monday, March 13, 2017

February 2017 Income & Expenses


The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $170.01

Total net income --- $9803.77

Expenses --- $3994 (Taken from Mint)

Savings  $ --- Rate  59.26%

THAT is more like it!!! I went from a -59% savings rate in January to a 59% in February!!

How did I do that?? I spent less...

In all seriousness, I took a piece of paper and wrote the number $4,000 on the top and then numbers 1-28 below. Each day I listed each and every single expense throughout the month and told my girlfriend that when the total reaches $4,000 be prepared to eat whatever is in the pantry.....This is NO FUCKING joke.

I'm not going to say things went super smoothly, but I noticed when pizza was desired we found take out specials for $6.99 not high dollar gourmet shit totalling $50. The crock pot was dusted off and used exhaustively. When we hit the pub, we to Molly's and took advantage of Big Beer Thursdays. $3 for a big ass mug of draft beer. That was a bitch on my end cause I love bottled beer! Like I said, this was a sacrifice for all parties involved including me!!

March is starting off a little rocky as we have a birthday party seemingly every Saturday and Sunday this month! No problem. We are going to regroup and tighten things up at the halfway mark!!

Also my girl's insurance career is starting to take off so I'm really excited about that for her. Empire building is in progress!!

By any means necessary!

Friday, March 10, 2017

Recent Buy --- OHI


Today I doubled my OHI position.




  • OHI:  80 shares @ $31.20 --- Yield  7.95%

Total capital invested is $2502.94 and will add $198.40 to my yearly dividends. So far this year I have done a pretty good job of adding to positions I already own. I am going to try and continue this strategy, but I would like to add a food company as well. GIS has been looking better recently and I would consider jumping back into FLO as well. In the mean time, I have plenty of choices within my portfolio to add to.

Other companies that I am considering this month include QCOM, XOM, KO, and GILD.

Forward dividends are around $7650.00.

Tuesday, March 7, 2017

QCOM raises dividend 7.55% --- New yield is 4.02%




Today QCOM announced that it will be raising its quarterly dividend from $.53 to $.57. This represents a 7.55% increase and brings the yield above 4%

QCOM is already scheduled to pay a $.53 dividend later this month, so I assume the new dividend payout will begin in June.

Since I currently own 45 shares, my yearly dividends will increase by $7.20.


2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96
  • QCOM:  7.5% --- $7.20


Total yearly dividend increase is $72.89.


Saturday, March 4, 2017

February 2017 Recap





Here are the dividends I received during February.

  • OHI --- $49.60
  • VZ --- $29.52
  • ABT --- $26.83
  • PG --- $20.09
  • NEA --- $16.32
  • AAPL --- $14.40
  • BMY --- $13.65


Total dividends received in my taxable account are $170.01.

New capital invested last month was $12544.33 and this increased my yearly dividends by $513.70.

I'm really pleased with February's outcome mainly because during last February and May I received $0 dividends. Also despite HCP paying in March, my February dividends are only $4 less than November 2016.

I continued my seed planting activities and am well on my way to achieving $10k in forward dividends by year end.


Wednesday, March 1, 2017

DOW 21,000 --- TGT Purchase





Wow the market is on FIRE today up 300 points and TGT is still falling....


  • TGT:  40 shares @ $57.68 --- Yield  4.16%

Total capital invested is $2314.07 and will add $96.00 to my yearly dividends.

It's been 3 weeks since I have made a purchase and have really been scratching my head trying to find something to buy... PM @ $110, AAPL @ $140, BA @ $184, JPM @ $93, or maybe the prison REIT GEO @ $49 (I believe this has tripled from $16 during the last few months lmao).  Crazy shit!

No...fortunately Target is bumbling and stumbling it's way back down the mountain and now yields a ridiculous 4%. Amazon and Walmart are punishing this company right now, but TGT usually adapts and overcomes its trials. We'll see.

My share count now exceeds 120 and I'll probably hold off adding more unless God forbid it falls into the 40s and start yielding 5% :-)

Forward dividends are around $7400.00




Monday, February 20, 2017

January 2017 Income & Expenses




The amounts below are cash amounts and are net of taxes, insurance, 401k contributions, HSA, etc. In other words, the amounts are what get deposited and withdrawn from my accounts.

Day job (take home pay) --- $9633.76
Dividends/Interest ---  $249.57

Total net income --- $9883.33

Expenses --- $15773 (Taken from Mint)

Savings  ($5890) --- Rate  (59.60%)

Well that really sucks. I honestly can't remember having a negative savings rate in the last 10 years or so. Oh wait......how could I forget the divorce at the end of 2015!!! HUGE negative.

Here is what happened in January.

1. I had to replace my 19 year old roof and paid for it out of pocket.
2. I renewed both my home owners and auto insurance. (1 year coverage)
3. My knee surgery bills are still coming in like clockwork.
4. Spent too much money while on a cruise!

I know some people might say that the insurance and the roof could be expensed over time, but I like the cash accounting method better. I simply take what goes in and subtract what comes out. Nice and simple.

Right now I'm sitting at about $3500 in expenses for February. I am in RED ALERT mode after last month!! The good news is that thanks to the market, my net worth is quite a bit higher than it was at the end of 2016.


Thursday, February 16, 2017

KO raises dividend 5.71% --- New yield is 3.59%




Well it looks like I get another pay raise today. KO raised its dividend up from $.35 to $.37 today. This represents a 5.71 % increase! While not a high as some previous years, this is a solid raise nonetheless.

The ex-dividend date is 3/13 and the pay date is 4/3.

Since I currently own 262.02 shares, my yearly dividends will increase by $20.96!

2017 Dividend raises
  • OHI:  1.64% --- $3.20
  • KMB:  5.43% --- $8.03
  • GILD:  10.64% --- $10.49
  • CSCO:  11.54% --- $13.92
  • TROW:  5.56% --- $9.09
  • KO:  5.71% --- $20.96

Total yearly dividend increase is $65.69