Tuesday, August 15, 2017

August 2017 Net Worth


All figures are generated from Mint.com. It's good to see an $8,000 monthly gain. I'm getting really close to reaching escape velocity. The only account that appears to have gone down is my house. The value fell from $131,000 to $129,000. The two month home value has fallen about $7,000 from $136,000 to $129,000. 

The job front is still a bit shaky, but I'm holding on. It does feel good to have enough FU money not to worry about things. Many others are continuing to sweat their asses off worrying. In fact, we closed one department about three weeks ago and laid off 8 workers. Crazy times indeed!


Assets

Checking --- $11,501
Savings --- $373,441
Lending Club --- $9,618
HSA --- $2577
Brokerage --- $0
IRA --- $9,252
401K --- $323,898
House --- $129,785

Liabilities

$0

Net Worth

$860,072


YTD Totals

May 2017 --- $835,009
July 2017 --- $851,904 
Aug 2017 --- $860,072

There is no down time when building a path that doesn't lead back to ZERO!

Tuesday, August 1, 2017

July 2017 Dividend Summary


Here are the dividends received in my taxable account last month.





  • KO --- $97.79
  • GE --- $60.91
  • M --- $57.00
  • KMB --- $39.24
  • MO --- $21.72
  • VAIB --- $16.25
  • NKE --- $7.22

Total dividends received are $300.13

Despite selling all my stocks in the middle of June, I had a few that had already went ex-dividend. Not too shabby.

I'm sitting on a pile of cash while the work situation becomes more clear. So far I have survived a ton of management changes and continue to do well. I'll probably wait a few more months and at that point I will most likely be totally FI just living off the cash saved. Knowing me I most likely will start investing again!




Monday, July 17, 2017

July 2017 Net Worth


All figures are generated from Mint.com. As you can I picked up almost $17,000 over the last couple of months. The only account that appears to have gone down is my house. The value fell from $138k to $131,000. Not sure why, but doesn't really matter.

It's good to see these numbers increasing. As I mentioned in my Dividend Post, there have been a lot of changes going on at work and not for the better. I have held on to my current position so far, however between the management changes and a subsequent fall off in business that may change quickly. It's good to have a huge safety net!!


Assets

Checking --- $14564
Savings --- $363277
Lending Club --- $9576
HSA --- $2294
Brokerage --- $0
IRA --- $9206
401K --- $321775
House --- $131212

Liabilities

$0

Net Worth

$851,904


YTD Totals

May 2017 --- $835,009
July 2017 --- $851,904   

There is no down time when building a path that doesn't lead back to ZERO!

Wednesday, July 5, 2017

June 2017 Dividend Summary


Here are the dividends I received from last month.




  • PFE --- $123.70
  • XOM --- $112.67
  • RDS-b --- $103.40
  • BP --- $101.43
  • MAT --- $76.57
  • TGT --- $72.92
  • WFC --- $65.88
  • GM --- $63.35
  • VFC --- $61.37
  • SO --- $53.73
  • JNJ --- $45.50
  • TROW --- $43.52
  • GILD --- $43.10
  • QCOM --- $41.85
  • UL --- $38.04
  • MSFT --- $32.58
  • NEA --- $16.63
  • MET --- $16.12
  • EMR --- $14.64

Total dividend income in my taxable account  $1127.00.

That was a great month!! 

Now for the other news...

Things at work have become very complicated and with new upper management changes are happening almost daily. Most likely I will be demoted and half my salary cut in half. That's option isn't anything to cry about as I still would be making six figures.

The other two options are I am fired or I choose not to work in an unbearable work environment. Because of these new circumstances, I decided to liquidate my entire portfolio. I now have about $400,000 sitting in cash. I also still have about $320,000 sitting in my 401k which is invested 65/35 in S&P 500 and Vanguard bonds.

Since I am 46 right now, I may actually be financially independent. I will see how thing play out over the coming months and will make a decision about whether or not I get back into the market and how much I will invest. 

Stay tuned!!


Thursday, June 1, 2017

May 2017 Dividend Summary





  • HCP --- $115.68
  • OHI --- $101.80
  • VZ --- $58.74
  • BMY --- $29.36
  • ABT --- $26.99
  • ABBV --- $25.60
  • PG --- $20.85
  • NEA --- $16.55
  • AAPL --- $15.98
  • GIS --- $14.40

Total income received in my taxable account is $425.95.

Another pretty solid "off" month in my opinion. REITs accounted for over half of the income so I need to continue trying balance things out. I should receive much higher totals from VZ, GIS, and T in the next quarter which will be nice.

May was a pretty good month of capital additions as well and I am now sitting on just over $9600 in forward dividends.



YOU CAN'T REACH THE TOP AIMING FOR THE MIDDLE

Friday, May 26, 2017

Recent Buy --- OHI


Today I added to my OHI position.


  • OHI:  50 shares @ $31.53 --- Yield  7.99%

Total capital invested is $1583.43 and will add $126.00 to my yearly dividends. The yield is pretty high right now and hopefully dividend will be safe. I don't want to get too heavy into REITs, but the bargains are scarce right now. If oil prices drop back down again I'll pick up a few shares of BP and Shell. 

Forward dividends are $9600.00.

DEFY MEDIOCRITY


Wednesday, May 17, 2017

Recent Buy --- GWW


Today I initiated a position in GWW.


  • GWW:  10 shares @ $174.96 --- Yield  2.92%

Total capital invested is $1756.50 and will add $51.50 to my yearly dividends.

GWW has taken a beaten in recent months falling almost $100 a share. Like M, KSS, TGT, and many other retailers, Amazon has been looking over their shoulder. It's tough in retail right now. Amazon can't sell everything to everyone, can it??

At close to 3% the yield is appealing and should be easily covered going forward. I'll likely add more shares around the $150 range if it falls that far.

Forward dividends are $9450.00

DEFY MEDIOCRITY